Three meetings to understand your financial life. A written roadmap that’s yours to keep. And a team to help you put it into action if we decide to work together.
We start with a conversation about why you reached out, what you’re looking for, and whether we’re the right fit for each other. No statements or lengthy paperwork required.
Ninety minutes focused on your family and the life you’ve built. We explore seven areas to understand what matters, what you own, who you rely on, and where you want to go.
We connect what we’ve learned about your life with our assessment of your financial picture. You’ll see where things are working well, what may be missing, and which opportunities deserve attention.
What we see. Why it matters. What could be improved.
The written roadmap is yours to keep, whether or not you hire us.
We review our proposed relationship, including the investment approach, services, responsibilities, and fees. You decide whether we’re the team you want helping manage your wealth, and we make that commitment together.
We translate the opportunities into a coordinated plan of action. Together, we prioritize what matters most, identify who needs to be involved, and establish the next steps.
What we’re going to do. Who will do it. When it needs to happen.
The Advanced Plan can include investment implementation, tax strategies, wealth protection, estate and legacy planning, and charitable giving.
Your financial life doesn’t stand still, and neither should your plan. We meet regularly to review progress, reassess priorities, monitor investments, and coordinate decisions with the professionals serving your family.
Your financial life doesn’t exist in separate pieces. Your investments, taxes, estate, family, and business decisions are connected. We help you bring them together through three essential services.
Your investments should serve your life, not the other way around. We build and manage portfolios based on what you need your money to accomplish, how much risk you can reasonably take, and when you’ll need access to your wealth.
The goal: An investment strategy that supports your financial plan, rather than a portfolio built around a product.
Some of the most important financial decisions happen outside your portfolio. We help identify opportunities, understand the trade-offs, and coordinate strategies across four areas of advanced planning.
The goal: A coordinated financial plan that considers the bigger decisions affecting your family, not just your investments.
We look for opportunities to improve your financial position through thoughtful tax, income, and cash-flow strategies.
We identify risks that could disrupt your family’s financial security and help coordinate strategies to manage them.
We help you think beyond transferring assets to transferring values, responsibility, and opportunity to the people who matter most.
We help align charitable intentions with tax-aware strategies and a longer-term vision for the difference you want to make.
Great advice is only valuable when it gets implemented. We help connect the people, strategies, and decisions that shape your financial life, working alongside the professionals you already know and trust.
The goal: Fewer disconnected decisions, better coordination, and a plan that continues moving forward.
Our roots run deep in Idaho, but the values that guide us were shaped long before White Cloud Wealth Management began.

Named after Idaho’s White Cloud Mountains, our firm reflects the independence and perspective that inspired its founding.
In 2019, after 12 years of serving clients, Sean West stepped away from traditional financial advising to build something different. He wanted the freedom to move beyond selling financial products and focus on what truly mattered: helping people make thoughtful decisions about their entire financial lives.
That spirit of independence continues to guide White Cloud today. We believe financial advice should begin with understanding people, not selling products.



What began with Sean has grown into something even more personal.
In 2023, Sean’s nephew, Jacob Nye, joined White Cloud, followed by Sean’s brother, Zach West, in 2026. What started as one man’s vision has become a family business built on shared values.
We grew up learning the importance of integrity, hard work, caring for others, and putting family first. Those lessons shape how we work together and how we serve the families who trust us.
Our family is at the heart of our business. Helping you care for yours is at the heart of what we do.

Some of our most important lessons about wealth came from our grandparents.
Years ago, they purchased a condominium on the beach. On paper, it was a real estate investment. But to our family, it became something far more valuable.
It became a gathering place where children, grandchildren, and eventually great-grandchildren could spend time together, strengthen relationships, and create lasting memories.
Our grandparents understood something that continues to guide us today:
The purpose of wealth isn’t simply to accumulate more. It’s to make possible the things that matter most.
That beach condo may not have been the investment that maximized their financial returns. But it was an investment in what they valued most—their family.
We believe great financial planning begins the same way. First, understand what matters. Then, align your financial resources with those priorities.
Because when your assets support your values, wealth becomes more than something you have. It becomes something that makes your life richer.








Our personalized approach ensures that every aspect of your financial life is strategically planned, so you can move forward with confidence. One simple, transparent fee covers comprehensive financial planning, investment management, tax planning, retirement planning, and estate planning—all designed to maximize your wealth and minimize stress.
✔ Expert guidance from experienced advisors
✔ Fiduciary commitment—we always put your best interests first
✔ A smarter fee structure that keeps costs low so more of your money stays invested and working for you
Because every dollar saved is a dollar working toward your future.
| Assets Managed | Flat Fee Based on Asset Level |
|---|---|
| < 500k | 1% |
| 500 - 1M | 0.90% |
| 1M - 2M | 0.80% |
| 2M - 4M | 0.70% |
| 4M - 8M | 0.60% |
| 8M - 12M | 0.50% |
| 12M+ | Negotiable |