One of the most common questions taxpayers have is “when to use qualified charitable distributions (QCDs) instead of donations in kind”. While there are advantages and disadvantages to both methods, ultimately it comes down to reducing taxes. In this article, we will explain both and the best ways to maximize your tax savings. We will […]
Deciding when to start social security is one of the most important retirement planning decisions you'll make. There are a number of factors to consider, and the decision can have a significant impact on your financial security in retirement. This article outlines the key things to think about when making your decision. When should I […]
At a Glance Introduction The most recent inflation data shows that inflation continues to persist near recent highs.1 We are seeing cracks form particularly in the housing markets and goods markets. We expect to see prices flatten or fall in the next 12 months as the Fed continues on its crusade to slay the inflation dragon. […]
At a Glance Introduction With markets caught in a volatile pattern of selloffs and rallies, I thought I'd do a quick round-up of what we know (very little) and don't (a whole lot). Before I begin, I should say: if you're looking for perfect clarity, you won't find it here. From where I stand, the crystal […]
At a Glance: Introduction We knew that markets were going to continue their wild ride, and here we are. Stocks slid into bear market territory after a bad May inflation report showed that prices rose at the fastest pace since 1981.1 It's clear that the Federal Reserve's efforts to cool inflation haven't borne fruit yet, […]
At a Glance: Average housing prices slide, sells slow, and mortgages cool. Recessions are normal and needed Are things better or worse? Housing: New home sales collapsed 8.1% in June to a 590k annualized unit rate missing the expected 655k consensus number. In addition, cancelled sells in May came in at 54,000. Talk about cold […]
At a Glance Enjoy the 4th of July America has a history of resilience and rebuilding Consumer sentiment and balance sheets are down in the dumps Bear market rallies are to be rented not owned Freedom We want to wish you all a happy 4th of July weekend. We hope it is filled with fun and reflection. […]
At a Glance William Boomer joins White Cloud Wealth Management The federal reserve has the tools to start and end recessions The case for bonds and the history of bonds Here Comes The Boom We are excited to announce William Boomer has joined the service team here at White Cloud Wealth Management. William has a […]
At a Glance 12 year old raises $325,000 for Ukrainian kids Markets are cyclical not linear, setting up peaks and troughs Interest rates are on the rise affecting stock, bond, and real estate markets Analysts are forecasting a high probability of a US recession in the coming 4 to 8 quarters Seeing The Good In […]
At a Glance Russia and Ukraine are making progress in peace talks. Covid is quietly subsiding. Stock markets are searching for direction The Feds are threatening 50 basis point rate hikes Consumer sentiment is at decade lows and not a good sign Try a little Kenny G In The News Russia and Ukraine have begun […]
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