Financial News and commentary

Blog Category: Charitable Giving

Qualified Charitable Distribution (QCD): Rules, Limits, and Common Mistakes (2026)

A QCD allows you to donate directly from an IRA to a qualified charity—and keep that distribution out of your taxable income. For many retirees, this can lower federal taxes, reduce Medicare premium surcharges (IRMAA), and satisfy required minimum distributions (RMDs).

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