Because Retirement Should Feel Peaceful—Not Uncertain.

Whether you're approaching retirement or already there, we help bring clarity to your most important financial decisions.

Specializing in retirees and pre-retirees with $800,000 or more in investable assets.

Not sure if you're on track?
👉 Schedule Your Retirement Review

❓ Are These Questions on Your Mind?

When can I retire—and how much can I safely spend?
How do I keep taxes low on retirement income and RMDs?
When should I take Social Security?
How do I bridge the gap to Medicare and avoid unnecessary health insurance costs?
How can I make the most of my investments without taking on too much risk?
Can I afford to travel, remodel, or help my family—and still have enough?
What if I need long-term care, want to downsize, or consider assisted living?
How do I create a legacy or give meaningfully to charity or family?

We help you answer these questions with clarity, care, and confidence—so you can focus on living your life, not worrying about it.

What We Help You Do

We specialize in financial planning for retirement and beyond, including:

Retirement Income Planning

We help you turn your retirement savings into a dependable income stream that supports your lifestyle today and adjusts for the future. With personalized modeling, we show you exactly how much you can spend—so you can enjoy retirement with clarity and confidence.

Social Security Timing Strategy

There’s no one-size-fits-all answer to when you should claim Social Security. We analyze your full financial picture—including taxes, longevity, and spousal benefits—to help you make the most informed decision for your long-term security.

Tax-Efficient Withdrawal, RMD, and Roth Conversion Planning

Without careful planning, taxes in retirement can quietly erode your wealth. We create a coordinated strategy for withdrawals, RMDs, and Roth conversions to help reduce your lifetime tax burden and extend the life of your portfolio.

Medicare & Health Care Planning

Choosing the right Medicare path and managing healthcare costs can be overwhelming. We guide you through enrollment decisions, IRMAA strategies, and supplemental coverage options to ensure your health care plan fits your financial plan.

Long-Term Care & Risk Management (No Insurance Sales)

We don’t sell insurance, but we do help you evaluate your options and model the potential costs of long-term care. Whether you want to self-insure, use specific policies, or set aside assets, we help you build a plan that protects your peace of mind.

Investment Management for Retirement

Your investments should support your retirement—not keep you up at night. We manage your portfolio with a focus on income stability, tax efficiency, and alignment with your goals and risk tolerance.

Estate & Legacy Planning

Your wealth should reflect your values, both now and for generations to come. We help you design a plan to pass assets on smoothly and intentionally—whether to family, charities, or both—while minimizing taxes and complexity.

Are We the Right Fit?

If this sounds like you, we’d love to help:

✔️ Are within 5–10 years of retirement or already retired

✔️ Have $800,000 or more in investable assets

✔️ Want to feel confident their money will last—and be used wisely

✔️ Value planning, clarity, and personalized advice

✔️ Are looking for a long-term partner, not a one-size-fits-all solution

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Do Any of These Sound Like You?

The Soon-to-Retire Couple

(Ages 58 & 60)

“We’re thinking about retiring next year—can we actually afford it? And what about health insurance until Medicare?”

How We Help: We built a clear plan for early retirement income, bridged the insurance gap, and explored Roth conversions to manage future taxes.

The Retired Engineer

(Age 67)

“I’ve saved well, but I’m worried about RMDs and taxes piling up from my IRA.”

How We Help: We developed a multi-year Roth conversion strategy and helped create a sustainable income plan that aligned with his long-term goals.

The Widow Navigating Retirement Alone

(Age 71)

“I just want to know that I’m okay—and that my kids will be taken care of someday.”

How We Help: We built an income and gifting plan that prioritized peace of mind, charitable giving, and legacy protection.

The scenarios presented above are hypothetical and for illustrative purposes only. They do not represent actual clients or outcomes. Individual results depend on individual circumstances, and all financial strategies involve risk, including possible loss of principal.

Schedule Your Retirement Review

We’ll help you understand where you stand, where you're headed, and what adjustments may bring greater peace of mind—no pressure, no sales pitch.

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Pre-Retirees and Retirees